Mr. Sowell has over 20 years of real estate development and finance experience.  His experience includes portfolio management, loan production, and corporate management as well as loss mitigation with loan portfolio restructuring and work-out experience.  Sowell began his banking career as Portfolio Manager and Senior Underwriter for the Commercial Real Estate Lending Division of First Horizon Bank. He moved to Senior Vice President and Regional Manager of two regional banks managing their Commercial Real Estate Dvisions across North and South Carolinas. In 2006, Mr. Sowell started Legacy Funding Services, LLC, a Commercial Mortgage Brokerage, to continue to service his builder and commercial real estate development customers and expand the product mix to mezzanine lending and asset based lending.  Legacy Funding focused heavily on retail, multi-family and government backed asset based lending.  He has also served as a Director for Funding The Gap, which advises charter and private school operators on facilities financing and development. Mr. Sowell holds a BS in Economics from the University of Arizona and a Masters of Business Administration from Drake University. Additionally, he is a licensed Mortgage Loan Originator in the State of North Carolina.